Guides

Practical questions first. Each guide cites official sources and marks what we could not confirm. Last checked October 17, 2026.

Is a Bronze or Catastrophic Plan HSA-Eligible for 2027?

Bronze and catastrophic plans can count as HDHPs from 2026.

3 min read

HSA Contribution Limits 2027: Self-Only, Family, 55+

2026 vs 2027 limits at a glance.

3 min read

HSA Last-Month Rule and Testing Period, With Examples

Full limit if eligible on Dec. 1, with a testing period.

3 min read

FSA Use-It-or-Lose-It: Carryover vs Grace Period

Carryover vs grace period, and questions for your employer.

3 min read

FSA and HSA Together: Limited-Purpose FSA Rules

Limited-purpose and post-deductible FSAs.

2 min read

HSA Contribution Limit When You Enroll Mid-Year

Month-by-month limit if you enroll mid-year.

2 min read

Direct Primary Care and HSAs: The $150 Monthly Rule

The $150 monthly rule.

2 min read

HSA Contribution Deadline for 2026: April 15, 2027

Expected April 15, 2027.

2 min read

HSA Excess Contribution: Removal Deadline and 6% Tax

Withdraw by the return due date.

2 min read

2027 Health FSA Limit Not Announced: What to Do Now

Not announced as of Oct 17, 2026.

2 min read

HSA Timing: Expenses Before You Open the Account

Expenses must follow account setup.

2 min read

HSA Mistakes: Excess Contributions, Medicare, Withdrawals

Excess contributions, Medicare and withdrawals.

2 min read